Stated Income Commercial Real Estate

Commercial Real Estate Financing Options

stated income commercial real estate

If you own commercial real estate and have been turned down for a loan in the past, Hornet Capital Solutions can help. Our stated income commercial real estate loans look at your property instead of your credit. This also allows us to offer loan applications with much less paperwork than traditional loans. Here is a look at how it works.

How Much Value Can You Qualify For?

The amount of your loan depends on a loan-to-value (LTV) ratio which looks at both the type and value of your property. Here is some information about how your building influences LTV.

  • Up to 75% LTV for 5 or more units in multi-use properties, usually with a credit score of 700
  • Up to 70% LTV for 1 to 4 unit investment properties, unoccupied by the owner
  • Up to 65% LTV for self-storage, warehouse, auto service, retail, and office properties

What Sort of Properties Qualify?

As you see from our LTV information, multi-unit properties and many storage-related properties qualify for our loan. We also look at restaurants and other types of real estate. So long as your commercial property’s value can cover its mortgage, taxes, and insurance, you can qualify.

What Are the Other Loan Basics?

At Hornet Capital Solutions, we want to offer easy financing options with great terms. The funds we provide can be used for many of your business needs, such as working capital, refinancing, property development, and purchases. Here are some basics of our program:

  • 25-year amortization
  • Fixed rates
  • Loans as large as $2 million
  • Minimum credit score of 600 to qualify
  • Minimal paperwork

We Want To Hear From You

Contact our office today to speak with a qualified loan advisor. Learn how a stated income commercial real estate loan can help your business grow. We offer fast closings that can get you your funds within two to three weeks.

Pre-Qualify Today

Hornet Capital Solutions offers fast pre-qualifications to help you get approved for the financing you need. There is no obligation to apply, so feel free to get started today by using the form below or give us a call at (866) 463-4999.

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